On August 22, the medical network, in addition to the medical network, China capital, guofa shares and other companies all actively laid out the medical supply chain finance. The majority of medical suppliers are small and medium-sized enterprises, financing is difficult, and the medical institutions receivables account receivable cycle is longer, the bad loan rate is lower, the intervention space of medical supply chain finance is very big.
"The current medical supply chain financial market is very large, and we predict that the amount of goods purchased this year will be between 1.3 trillion yuan and 1.5 trillion yuan." On August 18, the 2017 Chinese hospital association information network conference (CHIMA 2017) was held at the 2017 China hospital association (CHIMA 2017), the founder and President of fei medical network told the 21st century economic herald.
According to the national health statistics yearbook released by the health and family planning commission, the cost of goods purchasing in hospitals in China reached 1.22 trillion yuan in 2014, with an average annual growth rate of more than 40 percent in 2010 and 2014. According to the conservative estimate of the growth rate of about 20% per year, the total cost of hospital supplies will reach 1.5 trillion yuan in 2017, and the financial growth of the medical supply chain is thick. The southwest securities research newspaper also believes that the domestic medical supply chain finance has a golden opportunity and the market size is 100 billion.
In fact, many companies, including China capital and guofa, are entering the financial sector of the medical supply chain. Southwest securities Zhu Guoguang pharmaceutical industry analyst pointed out that most medical suppliers for small and medium-sized enterprises, financing more difficult, with a long cycle and medical institutions accounts receivable, bad debt rate is low, enormous room for medical supply chain financial intervention.
The male also think, medical financial services can promote hospital lean supply chain management, reduce hospital operating costs, at the same time can provide financial services for suppliers, ensure the operation don't interrupt and the entire supply chain stable and healthy development of the "high threshold of the health care industry, has a deep understanding of capital to industry, hospital and suppliers of resources integration or key to success."
Fei medical network said it would sign 2,000 hospitals in three years
Flying medical network, which has just received 40 million yuan of financing, appeared at the exhibition booth of CHIMA2017 jingyi group. During the reporter's interview, several hospital officials and other officials were consulting to fei medical net staff, and reached the preliminary cooperation intention.
Can see from the above staff presentation, longitudinal flying medical network business covers medical institutions department plan, warehouse enters sells saves, purchasing process and supplier purchase, consumption of clinical departments, financial payables, regulatory aspects of business management; The horizontal is covered with medicine, consumables, blood reagent, office supplies and so on.
According to the understanding, fei medical network "medical supply chain cloud platform", aimed at medical supplies, construction of the cloud supply chain system, to help traditional hospital digital transformation. Currently, the company has signed up 200 hospitals, with 3,000 suppliers and a total of 3 billion yuan in merchandise volume.
"The current medical supply chain financial market is very large, and this year, we will sign up to 500 hospitals, and we need to sign up to 2, 000 hospitals over the next three years to give the company a scale advantage in the industry." "He said. The financing of the flying medical network will continue to expand the market and tap the medical supply chain market.
The head of the materials section of a hospital in xinjiang told the 21st century economic reporter that the hospital is now actively promoting informationization to improve efficiency and cost-saving. "Our hospital has been working with an informationization company, but I hope there is a better overall solution, so compare it."
It is understood that in many hospitals nowadays, the management level of material management is unbalanced, and some hospitals need to move from pure manual and semi-manual state to the state of information support. "Hospital supplies several people just procurement, warehousing, and its practical application in consumable supplies may not know that there may be a cut-out accounts, make originally the cashier cast, the report has a lot of challenges." He pointed out.
With the guidance of the general office of the state council on the pilot of comprehensive reform of urban public hospitals, it is required to promote the fine management of hospitals. The mechanism of "mining, management and use" of medical supplies urgently needs to be transformed, and the hospital needs to improve the precision of the management of hospital procurement materials through IT means.
And hospital suppliers need to deal with the efficiency, speed up the turnover, and actively manage hospital inventory. The small and medium-sized pharmaceutical companies that account for 60 per cent of the market are facing a lack of operating capital, unsecured collateral and unsecured borrowing from accounts receivable, he said.
According to the China securities research paper, the balance of accounts receivable in China's industrial enterprises was about 11.5 trillion yuan in 2016. And as commercial Banks non-performing loan ratio climbed all the way, since 2014 to March 2016 has risen to 1.75%, close to banking risk 2% of lines, this means that the bank will pay more attention to the loan risk control, cash flow to the good credit, low ratio of large enterprises, small and medium-sized enterprise financing more difficult.
Capital in the supply of medical supply chain finance
Built in the male point of view, although the small and medium-sized pharmaceutical circulation problems accounts receivable cycle is long, but the object is facing public hospitals, belongs to the national credit endorsement of public welfare institutions, and with nearly 100% of the solvent. Public hospitals as the buyer's account receivable debt rating is high, the service for public hospital suppliers accounts receivable factoring risk is low, so the medical supply chain finance has a lot to the survival of the soil.
"The supplier and the hospital have long-term purchase and sale relationship in the supply, and the real deal between the two parties. The period of payment days is assumed to be 6 months. The accounts receivable during this period can be used to finance financial institutions, non-physical mortgages, purely based on data and credit. Then financial institutions lend to suppliers based on a certain discount rate. The hospital's money was returned to the financial institutions until payment was paid, which greatly reduced the pressure on suppliers. He explained to 21st century economic herald.
In the 21st century, journalists have combed and discovered that all companies in China have actively laid out medical supply chain finance in addition to the medical network.
Such as huaye capital announced as early as 2015, less than 20 billion yuan of medical financial platform, about health care and medical supply chain finance industry investment, guo fa co announced in March 2016 to buy a 100% stake in henan debao, the latter is the wisdom of an innovative medical consumables supply chain service providers, and supply chain finance, forming the pattern of the Internet of things technology and cloud platform.
While much of the capital is bullish and attempts to tap into the financial sector, many businesses are not doing well. According to the 21st century economic report, a pharmaceutical company also established the financial direction of medical supply chain in 2015, providing financial services for pharmaceutical companies and pharmaceutical dealers. But the business is now shrinking, only about 1 billion yuan.
"Because of compliance issues, in the past almost all assets were not done, for small project assets, medicine is not the only sector, now in the stage of transformation on the quantity, increase the business in other industries." The head of the company told the 21st century business herald.
In addition to the traditional enterprises in the layout of medical supply chain finance, more Internet finance companies are also cutting into this segment, aiming at the same problems of the current drug dealers. For example, on August 19th, using friends supply chain finance, the financing products of medical and health industry were released.
The relevant person in charge of the friend said, the product is in the new reform and two votes, etc. Under the background of the New Deal, in view of the hospital and agents face many new problems and new changes, jointly by uf financial supply chain department and uf medical research and development, custom financing solutions to the health care industry agent, agent, in order to solve fund pressure, shortage of working capital.
Beijing h group chairman li zhi thinks, medical supply chain breaks through the main difficulty is how to cut into the hospital, only closely with medical service institutions can really cut into the hospital market, the medical insurance do straight loss has been cut into the hospital, they can not do IT, spend a lot of energy to access so many hospitals, so more is cooperate with the third party platform. "The medical supply chain may be bigger and bigger than the market for health insurance and claims."
An industry analysts also pointed out that at present although similar pharmaceutical industry enterprises, medicine circulation enterprises can provide relevant platform, but technical reserve is not sufficient in themselves, and facing regulatory dispute; Some of HIS/HRP system vendors can also provide material management modules, but the overall function is simply not enough to meet the needs of hospitals; The material management software provider is only based on the local deployment of the hospital, and lacks the external cloud platform, which cannot form the pooling of big data, thus causing the data island. Therefore, the medical supply chain cloud platform company has the advantage.
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